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Gwinnett County Government·Georgia

Provision of a Retiree Medicare Advantage Plan on an Annual Contract

Closes 6/8/2026$7M – $9MRequest for Proposal
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Description

Gwinnett County is seeking a qualified health‑insurance carrier to provide a Medicare Advantage (MA) plan for its retirees. The contract is an annual award with the possibility of four additional one‑year renewal options, making the potential relationship up to five years. The successful vendor must be authorized to do business in Georgia, hold an A‑M Best rating of A‑7 or higher, and submit a full proposal package in both hard‑copy (two unbound copies) and digital format (five flash‑drive copies). Proposals must be sealed, include all required exhibits, and embed a $7.08 per member per month commission payable directly to Aon. The County will provide limited retiree census data (year‑only DOB) and historic claims data for November‑December 2025; larger claim files are not available. Evaluation will focus on the carrier’s ability to deliver a PPO‑only Medicare Advantage plan, meet the technical specifications, and comply with all submission requirements. • Provide a PPO‑only Medicare Advantage plan covering medical, Part B pharmacy, and Part D rebates for retired employees and spouses. • Must meet Georgia insurance licensing and A‑M Best rating (A‑7+) criteria. • Submit two hard‑copy copies (original + copy) and five digital copies (3 technical, 2 financial) by June 8 2026, 3:00 PM EST. • Include $7.08/member/month commission in the rate; carrier pays Aon directly.

Attached files

The solicitation documents live at the source — open the bid source above to download them.

Contact

Dana Garland(Purchasing Manager)

[email protected]

(770) 822-8723

Key dates

Opened
5/6/2026
Questions due
5/15/2026
Closes
6/8/2026
Duration
1 years

Last updated

Details

Type
Request for Proposal
Industry
Insurance
NAICS
524113
Solicitation №
RP019-26

Budget estimate

$7,000,000 – $9,000,000

The contract’s medical PMPM rate of $410.08 for an estimated 1,598 members translates to roughly $7.86 M in annual payments for the 2026 performance year. Assuming the carrier retains margin and administrative costs, the net earnings for the contractor are likely in the $7 M‑$9 M range. This estimate accounts for the built‑in $7.08/member/month commission to Aon, potential renewal extensions, and typical profit margins for Medicare Advantage carriers.

AI estimate from the solicitation

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