RFP2026-02 Transit Long Term Disability

The City of St. Joseph is soliciting proposals from qualified vendors to furnish Long Term Disability Insurance for the employees of St. Joseph-Mass Transit Division. The selected vendor will provide insurance coverage for approximately 45 full-time employees. The proposal should include a two-year rate guarantee, account management services, and an organization chart and financial summary of the organization. The City prefers policies with a "Best's" Rating of A- or above. • The insurance policy must be in effect by October 1, 2025. • The policy must be non-assessable and non-cancellable. • The vendor must provide a 120-day notice for any changes in coverage or rates. • The City has a DBE goal of 0.1% and encourages certified firms to bid. • The contract will be awarded based on the most favorable bid considering price, qualifications, and responsibility of the bidder.