Request for Proposals – Property & Liability Insurance

West Chester Township, Ohio is seeking qualified insurance carriers to submit proposals for a comprehensive property and liability insurance program covering a wide array of municipal risks. The RFP requires detailed premium submissions, confirmation of coverage limits, and a full list of any exceptions or deviations. The program includes high‑value property coverage, general liability, auto liability, law‑enforcement liability, cyber liability, crime/fidelity, equipment breakdown, and more, each with specified minimum limits and deductibles. • Required coverage lines: Property, General Liability, Public Officials Liability, Law Enforcement Liability, Automobile Liability, Automobile Physical Damage, Umbrella/Excess, Cyber, Crime/Fidelity, Equipment Breakdown, Unscheduled/Miscellaneous Property, and optional coverages (flood, earthquake, terrorism, drone, etc.). • Minimum limits: $10 M per occurrence for most liability lines; $127 M total property coverage; $1 M cyber third‑party liability; $250 k crime limit; $100 M equipment breakdown limit. • Submission package: Complete three worksheets (Premium Summary, Coverage Comparison Matrix, Exceptions & Deviations Form) with premiums, coverage confirmations, and certification signatures. • Deadlines: Questions due by August 14 2026; answers posted August 18 2026; final proposal due August 28 2026, 4 PM EST. Pricing must remain valid for at least 120 days after submission.