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Awarded contract·Covered California·California

RFP 2026-02 - General Agent Contracts for Covered California Small Business

Won by Amwins Connect Insurance Services, LLC +6 more$25MAwarded 10/6/2026Multiple Award
Contract source

Awarded vendors

  • Amwins Connect Insurance Services, LLC
  • Beere & Purves, Inc.
  • Claremont Insurance Services
  • CRC Benefits
  • Dickerson Insurance Services
  • Emerson Rogers, LLC
  • Warner Pacific Insurance Services, Inc.

Description

This contract awards multiple general‑agent agreements to seven insurance agencies to support Covered California’s Small Business Marketplace. The agencies will provide enrollment assistance, agent education, marketing tools, outreach to underserved groups, and recruitment of new agents, all under a commission‑only compensation model (up to 2 % of premiums plus $8 PMPM for Kaiser Permanente enrollments). The initial term is three years (Nov 1 2026 – Oct 31 2029) with the possibility of two extensions of up to two years each. Proposals were due Sept 4 2026, and the intent‑to‑award was announced Oct 6 2026. The procurement was conducted through full and open competition, with no set‑aside restrictions. • Scope includes enrollment support, market outreach, agent training, and supplemental‑benefit sales for small employers (≤ 100 FTE). • Compensation is purely commission‑based (max 2 % of premium + $8 PMPM for Kaiser Permanente), with rates to be negotiated per vendor. • Seven vendors were selected, indicating a multiple‑award strategy to broaden the sales force across California.

Attached files

Key dates

Bids closed
9/4/2026
Intent to award
10/6/2026
Awarded
10/6/2026
Contract modified
9/2/2026
Starts
11/1/2026
Ends
10/31/2029Renews
Duration
3 years

Last updated

Details

Award type
Multiple Award
Procurement
Full and Open Competition
Industry
Insurance
NAICS
524210
Solicitation №
RFP 2026-02

Contract value

$25,000,000

No explicit dollar amount is disclosed. Using the maximum commission ceiling (2 % of premium) plus the $8 PMPM rate for Kaiser Permanente enrollments, we can approximate the contract value by estimating the total premium volume that the seven agents will place through Covered California. Assuming an average small‑business group enrolls 30 employees, with an average annual premium of $6,000 per employee, each group represents $180,000 in premiums. If each vendor enrolls roughly 500 groups per year (a modest market‑share assumption), that equals $90 million in premiums annually per vendor, yielding a maximum commission of $1.8 million (2 % of $90 M) plus $8 PMPM for Kaiser enrollments (≈ $144,000 per vendor). Multiplying by seven vendors gives a potential upper bound of about $13 million per year. Over the three‑year base term, this suggests a contract value on the order of $35 million, with likely actual spend lower due to variable enrollment rates. A reasonable ballpark estimate therefore lies between $20 million and $35 million for the initial three‑year period.

AI estimate from the award documents

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