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State of Delaware DHR·Delaware

State of Delaware’s Group Dental Insurance

Closes 7/13/2026$5M – $15MRequest for Proposal
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Description

The State of Delaware is seeking a qualified vendor to provide comprehensive group dental insurance for approximately 83,000 state employees, retirees, and eligible non‑payroll groups. The contract will replace the existing DPPO and DHMO plans with a new dual‑option Dental PPO (High and Low) that begins July 1 2027 and runs for a three‑year base term, with up to two one‑year extensions. The award includes responsibilities for network development, claims processing, enrollment and payroll integration, member‑portal services, communications, and compliance with federal, state and security requirements. • Deliver a dual‑option Dental PPO (high‑benefit and low‑benefit) covering preventive, basic, major and orthodontic services. • Provide a robust Delaware‑wide provider network, recruit additional providers (especially in Sussex County), and maintain network‑quality metrics. • Manage claims processing, electronic enrollment feeds, member‑service call center, web/portal access, and reporting (quarterly, monthly, semi‑annual) in accordance with performance guarantees. • Meet strict data‑security, HIPAA, Section 508 accessibility, and cyber‑liability insurance standards; no offshore work or subcontracting without prior State approval.

Attached files

The solicitation documents live at the source — open the bid source above to download them.

Contact

Pamela Barr(RFP & Contract Manager)

[email protected]

Key dates

Opened
5/28/2026
Questions due
6/15/2026
Pre-bid meeting
6/12/2026Mandatory
Closes
7/13/2026
Projected award
12/1/2026
Duration
3 years

Last updated

Details

Type
Request for Proposal
Industry
Insurance
NAICS
524210
Solicitation №
DHR26011-DENTAL

Budget estimate

$5,000,000 – $15,000,000

No contract value is disclosed, but with roughly 83,000 covered lives and an average employee‑paid dental premium of $300‑$400 per year, the vendor could generate $25‑$33 million in premium revenue over the three‑year base term. After accounting for administrative costs, profit margins typical for group dental insurers (10‑20 %), the net earnings for the vendor are likely to fall between $5 million and $15 million across the contract period.

AI estimate from the solicitation

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