Stop Loss Insurance

The City of Denton is soliciting proposals from qualified vendors to provide both Specific and Aggregate Stop‑Loss insurance coverage for its self‑funded employee health plan, covering active employees, retirees, and eligible dependents. The contract will become effective on January 1 2027 and must include options for various coverage limits and deductibles, with rates held firm for 45 days. Proposals must be submitted by October 28 2026 via IONWAVE or hard copy, and must be net of commissions, consulting fees, and taxes. Evaluation will focus on compliance, performance indicators, and total cost of ownership. • Provide Specific and Aggregate Stop‑Loss insurance for medical and prescription benefits. • Cover approximately 1,900 active employees and ~12,000 retirees/dependents. • Offer multiple coverage options (e.g., $185k‑$250k aggregate limits). • Effective date: 1 Jan 2027; rates firm for 45 days. • Submission via IONWAVE or hard copy only; questions due 21 Oct 2026.