RFP 6042 - Athletic Accident Insurance

Southeast Missouri State University seeks a qualified insurer to provide a comprehensive athletic accident insurance program covering all varsity athletes, prospective athletes, and related participants. The policy must deliver up to $90,000 per athlete with low deductibles, include AD&D coverage, stress‑related injury benefits, and a premium‑refund clause for cancellations beyond 30 days. The contract is a 12‑month base term with optional extensions, and the university will evaluate proposals primarily on price (70 %) with experience and methodology each weighted at 15 %. • Provide a single‑year policy meeting deductible caps ($5,000 medical/dental) and $90k per‑athlete limit. • Include AD&D ($10k minimum), stress‑injury coverage, pre‑existing condition coverage, and HMO/PPO denial coverage. • Submit a firm‑fixed total annual premium (current market ~ $40‑$100k) together with experience references from at least three NCAA Division I schools. • Must be E‑Verify enrolled, certify anti‑boycott of Israel, and supply an A.M. Best rating.