Specific and Aggregate Medical Claims Stop Loss Insurance

The McAllen Independent School District is soliciting proposals for a stop‑loss insurance program that will protect the district against high specific and aggregate medical claims for its employee health plans. Respondents must submit detailed coverage proposals, pricing, and service terms through the IonWave portal by the close date. The district emphasizes electronic submission only and prohibits any direct communication with district staff outside the formal Q&A process. • Scope: Provide specific‑loss and aggregate‑loss stop‑loss coverage for the district’s employee health benefits. • Required deliverables: Coverage limits, pricing structure, underwriting criteria, claims administration process, and compliance documentation. • Submission format: Electronic only via IonWave; no fax or email submissions accepted. • Mandatory Q&A posting by 10/27/2026; final proposal due 10/30/2026. • Evaluation based on coverage adequacy, cost, insurer’s financial strength, and service capabilities.