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Four Rivers Sanitation Authority·Illinois

Insurance Brokerage Services

Closes 11/30/2026$500k – $2MRequest for Proposal
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Description

Four Rivers Sanitation Authority (FRSA) in Rockford, Illinois seeks a qualified insurance brokerage firm to design, market, and administer a comprehensive risk‑management and insurance program covering liability, property, automobile, crime, cyber, workers’ compensation and related exposures. The five‑year contract (Jan 1 2027 – Dec 31 2031) requires the broker to replace expiring policies, provide ongoing policy administration, claims advocacy, risk‑assessment, and cost‑containment strategies, while maintaining specified insurance limits and acting as a primary, non‑contributory additional insured. • Scope includes drafting coverage specifications, securing carrier quotations, managing renewals, providing loss‑control services, and handling all policy‑related communications. • Mandatory deliverables: three hard‑copy proposals plus flash drive, proof of insurance, qualification forms, Fair Employment Practices affidavit, and a signed contract form within 10 business days of award. • No electronic submission, bid bond, or performance bond required; evaluation based on responsiveness, experience, qualifications, approach, references, and cost.

Attached files

Contact

Lisa Mittel(Assistant Director of Management Services)

[email protected]

(815) 387-7487

Key dates

Opened
10/20/2026
Questions due
11/23/2026
Closes
11/30/2026
Projected award
12/18/2026
Duration
5 years

Last updated

Details

Type
Request for Proposal
Industry
Insurance
NAICS
524210
Solicitation №
27-203

Budget estimate

$500,000 – $2,000,000

The authority’s exposure values (building $347 M, equipment $5.9 M) suggest annual premium totals in the low‑to‑mid tens of millions. Brokerage commissions typically range from 5‑10 % of premium, so the broker could earn roughly $500 k‑$2 M over the five‑year term, plus possible performance‑based bonuses. The estimate accounts for the extensive service scope, required staffing, and compliance obligations.

AI estimate from the solicitation

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